Private by design iOS / Android — 2026

AI Expense Tracking On Your Phone

Receipt photos become structured expenses with AI that runs entirely on your phone. No account, no cloud, fully offline.

Download on theApp Store GET IT ONGoogle Play
FREE_TIER — 15 scans/mo — no account
Why SnapSpend exists

Nobody loses track of their money on purpose.

Logging every coffee, taxi and 7-Eleven run by hand is tedious. You keep it up for three days, skip one, and by the end of the month you're squinting at your balance wondering where it all went.

Most expense apps just hand you a faster form to fill in — still homework you'll quietly abandon by week two.

So SnapSpend doesn't make you enter anything at all.

SnapSpend scanning a receipt on-device
SnapSpend spending Chat
fig.01 / home
SnapSpend home screen — spending summary and recent receipts
§ 01

SnapSpend does the tedious part for you.

01

Your receipts already exist

In Thailand, every bank transfer and QR payment drops a slip into your photos. Point SnapSpend at that album once — that's the whole setup.

02

It files them automatically

On your phone, SnapSpend reads each new slip — merchant, amount and date — and saves it as an expense. No typing. (Snap a paper receipt too, if you like.)

03

Just ask, in English or Thai

Later, ask the on-device AI "how much did I spend on food this month?" It answers from your own data — tuned for real Thai and English slips.

Under the hood

Two small models. Both on your phone.

fine-tuned · on-device · offline

The actual pipeline — from a receipt image to a stored expense, and from a question to an answer. Every step runs locally; nothing is uploaded.

▢ on your phone — nothing leaves the device
01 / Capturing a receipt
input

Receipt image

A payment slip from your photos, or a snapped paper receipt.

OCR model

Read the raw text

Lifts every character off the image — including Thai.

Image classifier

Is this actually a receipt?

Checks for document text and a receipt layout before anything is trusted.

Not a receipt → skipped, nothing stored
pass
Receipt extractor · fine-tuned

Structure the data

The custom model turns loose text into merchant, amount, date and line items.

In-app databasestored

Saved on your device

Filed as an expense in a local database. No copy is sent anywhere.

02 / Asking a question
input

Your question

In English or Thai — “how much did I spend on food this month?”

Chat model · fine-tuned

Understand the question

A single fine-tuned model reads what you actually asked.

Retrieve

Find the relevant receipts

Pulls the matching expenses straight from the local database.

Answerdone

Reply, from your own data

A grounded answer — drawn only from what's already on your device.

One model for the whole conversation — it reasons over your receipts, it doesn't phone home for them.
§ 02

Everything stays on your device.

Cloud scanners send your receipts to a server. SnapSpend doesn't — capture, OCR and AI all run on your phone, into a local database. Your receipts never leave it.

A
No account

Open the app and start. No sign-up.

B
No cloud

Nothing is sent to a server.

C
Offline

Core flow needs no internet.

D
Local only

A database on the device.

§ 03

Everything you need. Nothing you don't.

01

AI spending chat

Ask "how much on food this month?" — answered on-device over your own data.

02

Summaries & recap

Weekly, monthly and yearly totals with clear category breakdowns.

03

Receipt search

Find any past receipt in seconds by merchant, amount or date.

04

Multi-currency

A global default currency, with a per-receipt override when you travel.

05

Export PRO

Export your expenses to CSV & Excel for accounting.

06

Light & dark themes

A calm mono interface, plus exclusive color palettes for Pro.

07

English & Thai

A fully bilingual UI, with strong accuracy on Thai and mixed receipts.

§ 04

Start free. Upgrade when you need more.

Free
฿0
forever
15 AI scans / mo
5 AI chat / mo
Unlimited manual entry
Summaries & search
Pro Monthly
฿99
per month
Everything in Free
Unlimited scans & chat
Rolling billing
SAVE
Pro Annual
฿999
per year
Unlimited scans & chat
CSV & Excel export
Exclusive palettes
LifetimePAY ONCE
฿2,999
one-time
All Pro, forever
No recurring billing
Updates included
PRO_UNLOCKS — Unlimited AI scans Unlimited AI chat CSV & Excel export Exclusive palettes Everything still on-device
PURCHASES ARE MADE INSIDE THE APP — NO WEB CHECKOUT
§ 06

Questions, answered plainly.

Does it work offline?+

Yes. Scanning and AI chat run on your phone, so the core flow needs no internet. The app only reaches the network for optional update checks and store purchases.

Where is my data stored?+

On your phone only, in a local database. No receipt, photo or amount is copied to a server.

What languages are supported?+

The interface is fully bilingual in English and Thai, with strong accuracy on Thai and mixed Thai/English receipts.

What's free forever?+

Unlimited manual entry, summaries and search, plus 15 AI scans and 5 AI chat messages every month.

Do you sell my data?+

There is no data to sell — it never leaves your device. SnapSpend has no server that could see it.