Your spending
stays home. The private expense tracker that turns receipts and payment screenshots into spending records, on your phone.

The receipt reader (about 230 MB) downloads on your first scan. Spending chat on this phone is an optional download of about 850 MB. After that, scanning and chat work offline unless you choose your own AI.

Paper receipts and payment screenshots from the places Spenti is built for: Thailand (PromptPay and Thai banks), Japan, South Korea, Singapore, Myanmar, Indonesia, the Philippines, Malaysia, Spain, France and Germany. Pick your country at the bottom of the page for the details that apply to you.

The app speaks English, Thai, Simplified Chinese, Korean, Japanese, Burmese, Indonesian, Filipino, Malay, German, French and Spanish. Spending chat on the phone reads English and Thai, and offers suggested questions in all twelve languages, answered in yours; with Your own AI (Pro) it answers anything in any language. Each receipt keeps its own currency, one of 31: baht, yen, won, Singapore dollars, kyat, rupiah, pesos, ringgit, US dollars, euros and more. Receipts in Burmese, Chinese, Japanese, Korean, Khmer, Lao, Hindi, Arabic, Hebrew and Cyrillic scripts are read on the phone too.

Your receipts and spending records are stored in a local database on your phone. Optional backup on Basic or Pro copies your data to your own iCloud or Google Drive account. Your phone's operating-system backup settings may also include app data. Spenti does not receive those backups.

Not unless you choose to. By default, receipt recognition and spending chat run on your phone and nothing is sent to any AI provider; after the model download both work offline. On Pro you can connect your own AI (ChatGPT, Gemini, Claude or OpenRouter); then only the text of a receipt and your chat questions go to that provider, under your own account, and never to Spenti. Photos and bank messages never go. How Your own AI works.

A Pro option, off by default. Instead of the models on your phone, your own ChatGPT, Gemini, Claude or OpenRouter account reads the text of each receipt and answers your spending questions, in any language. It can also be a server you run yourself: any OpenAI-compatible one, such as vLLM, LM Studio or Ollama on your own computer; enter its address and model ID. You connect it in Settings and can switch back to On this phone any time. Spenti never sees your key or your receipts; your provider bills you under its own pricing.

Yes, on the phone. On iPhone, a Shortcuts automation hands each message to Spenti (bank SMS on iOS 17 or later, bank-app alerts on iOS 27 or later), and another files each Apple Pay payment; Android is coming. The message is read on the device and never sent anywhere, even with Your own AI on. Tuned for Thai banks and wallets, it also reads English-language alerts from US, UK and European banks, with general rules for Malaysia and the Philippines. Refunds lower your spending and money in never counts as spending. Each one filed counts as a scan; duplicates and ignored messages are free.

Without a usable backup, you may lose the records stored on that phone. Basic and Pro offer optional backup to your own iCloud or Google Drive. Check that a recent backup is available before changing phones; you will need access to the same cloud account and any backup passphrase you set.

Not yet. Spenti is live on iPhone (iOS 16 or later); Android is next. There's no date to promise, so the honest answer is: follow the roadmap.

Processing time depends on your phone, image quality, batch size, heat and power settings. Let the model download finish, then try a small batch first. Large imports can take longer as the phone warms up. Keep the app open during scanning. If scanning repeatedly stalls, contact support with your device and app version.

Results vary with the layout and image quality. Review the amount, date, merchant or recipient, and category, and correct any mistakes before relying on your spending totals.

Yes, as money in. Bank alerts and Apple Pay payments that bring money in are saved too: a refund, reversal or cashback becomes a Refund that lowers your spending when Spenti finds the purchase it refunds, and anything else becomes Money in, which never counts as spending. Any entry can be switched between Spent, Refund and Money in when you edit it, and the analysis and recap show In · Out · Left. Scanned receipts and screenshots stay expenses unless you switch them. Spenti does not track account balances.